Whether you need funds for personal expenses, capital to expand your business, or financial support for future goals, Aadhar Capital Finance is here to help. Our wide range of loan products — including personal loans, home loans, business loans, and vehicle loans — is designed to suit different financial needs. With flexible repayment options, competitive interest rates, and a transparent process, we make your financial journey clearer, smoother, and more reliable.
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At Aadhar Capital, based in Mumbai and serving clients since 1998, we believe everyone deserves access to simple, safe, and transparent financial solutions. With our wide range of loan products, expert guidance, and customer-first approach, we support individuals and businesses in achieving their financial goals with confidence. Whether it’s funding personal dreams or expanding a business, we are here to provide solutions that are reliable, clear, and affordable.
At Aadhar Capital Finance, we provide more than just loans—we deliver clear, reliable, and transparent financial solutions. With straightforward approvals, minimal documentation, and a customer-first approach, we support you in achieving your financial goals with confidence and peace of mind.
Enjoy quick approvals, minimal documentation, and complete clarity at every step.
Get access to fair interest rates and dependable financial solutions you can trust.
Our priority is your success—we support your goals with guidance and care.
To apply for a loan with Aadhar Capital Finance, you just need to fulfill a few simple requirements. We keep the process clear, transparent, and hassle-free for everyone.
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Minimum Loan Amount: Rs 50,000
Minimum Interest Rate: 7.99% Per Month
Minimum Repayment Tenure: Up to 12 Months
Maximum Repayment Tenure: Up to 10 Years (120 Months)
Minimum Loan Amount: Up To Rs 50,000
Maximum Loan Amount: Up To Rs 20,00,000
Processing Fees: 2% Of The Loan Amount
EMI Bounce Charge: Rs 590/- Bounce Charge#D8E28C
No Pre-Closure Charges
Annual Interest Rate: Approx. 7.99 To 12%
Flexible terms and reliable service
To apply at Aadhar Capital, applicants are required to submit specific documents for verification. For better clarity, these documents are grouped into three main categories.
Fill the form → Upload documents → Verification → Loan approval & credit
Start by filling a simple online form with your basic details.
Upload KYC and income documents as per requirements.
Our team reviews and verifies the submitted information.
After approval, the loan amount is released to your account.
The Aadhar Capital EMI Calculator allows you to estimate your monthly repayments before applying. By entering your loan amount, interest rate, and tenure, you can view an approximate repayment schedule. This tool is designed to help you understand your obligations clearly and choose a repayment plan that aligns with your budget.
Interest Rate:
Annual interest starts at 7.99% p.a. and can go up to 12% p.a. based on credit profile.
Eligibility:
Loan approval requires full KYC and income validation.
APR Details:
Valid from 01 Jan 2024 – 31 Dec 2025
➤ Min APR: 7.9%
➤ Max APR: 12%
Includes interest, processing fee, and standard loan costs.
Repayment Terms:
Tenure: 12 to 120 months
*T&C Apply
Representative Example:
₹1,00,000 loan at 7.9% p.a. for 24 months:
EMI ≈ ₹4,543/month
Interest ≈ ₹8,242
Total Repayment ≈ ₹1,08,242
Total Interest
₹0
Total Repayment
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Aadhar Capital is a financial services platform operated by AADHAAR GROUP LIMITED, a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI), bearing Corporate Identity Number (CIN): U74999HR2012PLC046356.
We strictly follow RBI regulations and uphold ethical lending practices to protect and empower our customers. In accordance with RBI directives, we have established a dedicated Grievance Redressal Mechanism that ensures fair, transparent, and time-bound resolution of complaints.
If you have any issues, we encourage you to reach out. Our team is committed to addressing all concerns promptly, typically within 5 working days, as per RBI norms.
